Mentor Vouching

Mentor vouching is a trust mechanism that lets senior developers stake their reputation to help learners access better loan terms.

How It Works

1. A learner requests a vouch from a mentor
2. The mentor reviews the learner's profile and loan request
3. If satisfied, the mentor calls vouch() on the vouching contract
4. The learner's reputation score increases by up to 12 points
5. Better score means lower interest rate and higher credit limit

Vouch Effects

Risk to Mentor

If the learner defaults on their loan, the mentor's reputation score decreases proportionally. This creates a strong incentive for mentors to only vouch for learners they trust.

Contract Status