Sponsor Flow

How a sponsor earns yield on StepFi

Sponsor Flow

Step 1: Connect Wallet

Sponsors connect their Stellar wallet and complete a sponsor profile (name, organization type, focus area).

Step 2: Deposit to Pool

The sponsor calls deposit() on the liquidity pool contract, sending USDC to the pool. In return they receive pool shares representing their ownership percentage.

Step 3: Pool Funds Loans

The liquidity pool funds approved learner loans. The sponsor can see which loans their capital is backing.

Step 4: Earn Yield

As learners repay installments, interest flows back to the pool. The sponsor's shares increase in value over time.

Step 5: Withdraw

At any time, the sponsor can withdraw by calling withdraw() on the liquidity pool contract, redeeming their shares for USDC plus earned yield.

Pool Stats

MetricDescription
Total ValueTotal USDC in the pool
AvailableCapital available for new loans
LockedCapital currently backing active loans
APYAnnual yield based on loan interest
Share PriceCurrent value of one pool share